| If you're looking for some financial guidance, we hope CNBC's FA 100 can be a resource in your search.
The ranking is meant to be used as a starting point for investors who are looking for a financial advisor to help guide them. The CNBC team believes this list will help to narrow your search and find an advisor that is right for you.
Helping consumers make smart money decisions has always been a key part of what the CNBC personal finance team does on a daily basis, and that includes figuring out when to enlist help, and from whom. That mission has been a big driver behind the CNBC FA 100 ranking, now in its fourth year. The ranking recognizes advisory firms that help people successfully navigate their financial lives.
Finding the right financial advisor to help with your financial needs and to meet your financial goals can be a very complicated process. That's especially true during times of uncertainty — turbulent markets, high inflation, geopolitical turmoil — like we are all living through now.
There are so many things to consider when selecting a financial advisor. Every advisor has their own area of expertise. The services provided by financial advisors will vary based on the type of advisor but, overall, a financial advisor will assess your current financial situation — including your assets, debts and expenses — and identify areas for improvement.
Advisors use their knowledge and expertise to construct personalized financial plans that aim to achieve the financial goals of clients. A good financial advisor will ask you about your life goals and create a plan to help you reach them. That may mean discussing your budget, retirement planning, estate planning, insurance needs, long-term care or tax strategies.
An advisor can play a major role in helping clients grow and protect their wealth. The key is to find an advisor you trust, and it's important to make sure they are someone who is a good match for you.
As the CNBC team covers personal finance issues, we find some of the advice from financial professionals often boils down to "stay calm" and "don't let short-term news lead to impulsive moves that have long-term consequences." Many advisors also offer a reminder that clients who already have a solid plan in place need to trust in that and stay the course.
It's all about your wealth, so, the big questions that need to be addressed are: do you actually have a financial game plan? And, do you need a financial advisor?
If the answer to the first question is "no," it's probably time to make one.
The answer to the second question depends on different factors — the complexity of your finances and how comfortable you are managing your own investments. Also, take stock of where you are in your wealth journey, and where you'd like to be down the road when it comes to living a comfortable life in retirement.
The mission of a financial advisor is to help a client close the gap between where they are financially and where they want to eventually be. As I said, making a confident decision about hiring (or not hiring) an advisor requires some information-gathering, plus a bit of self-reflection.
For more cool stuff like this, be sure to visit CNBC's Financial Advisor Hub and Personal Finance section. |
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